Understand Your Situation
We discuss family, income, debts, business responsibilities, travel, or visitor coverage needs.
Insurance Solutions
Protection based on needs, not pressure.
Review protection needs with clear, suitability-focused guidance for individuals, families, and business owners.
Insurance support may include
Availability depends on licensing, carrier approvals, product suitability, underwriting, and compliance requirements.
- Life insurance
- Critical illness insurance
- Disability insurance
- Travel insurance
- Super Visa insurance
- Health and related protection solutions
Insurance Process
A protection review before a product recommendation.
Review Coverage Needs
We look at what type of protection may be suitable instead of focusing only on the lowest price.
Compare Suitable Options
Available options depend on carrier rules, underwriting, eligibility, and product suitability.
Apply & Review
If you proceed, we help with the application process and review the final policy details.
Separate service area
Bookkeeping and insurance are separate service areas. Fintrak may identify protection-related needs after understanding a client's business, but insurance discussions are handled separately and only where compliant.
Insurance recommendations should be based on suitability, coverage needs, and long-term value, not just the cheapest premium.
Insurance disclosure: Insurance services are offered by Manmohan Kahlon, licensed insurance
advisor, through Punjab Insurance, subject to applicable licensing, carrier, product suitability,
underwriting, and MGA requirements. Fintrak Services Ltd. is not an insurance company. Insurance
recommendations are based on client needs, suitability, and available carrier options.